Terms and Conditions

1. Acceptance of Terms

By accessing or using the Harken Zotive website and any associated tools, analyses, or content (collectively, the "Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you must not access or use the Service.

2. Description of Service

Harken Zotive provides AI-driven predictive analytics and risk-modelling outputs intended to support informational and research purposes. The Service does not constitute financial, investment, legal, or tax advice, and no output generated by Harken Zotive should be treated as a recommendation to buy, sell, or hold any asset.

3. No Investment Advice

Nothing on this website or within the Service is intended as, and should not be construed as, personalized investment advice. All models, forecasts, charts, and figures presented are based on historical data and probabilistic assumptions, and are provided "as is" without any guarantee of accuracy or future performance. You are solely responsible for any decisions made in reliance on information obtained through the Service.

4. Eligibility and Account Responsibility

You must be at least eighteen (18) years old and legally capable of entering into a binding contract to use the Service. If you create an account, you are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account.

5. Acceptable Use

You agree not to misuse the Service. Prohibited conduct includes, without limitation:

• Attempting to reverse-engineer, decompile, or extract underlying models or source code;
• Using the Service for unlawful purposes or in violation of applicable regulations;
• Interfering with or disrupting the integrity or performance of the Service;
• Reselling, sublicensing, or redistributing outputs without prior written consent;
• Uploading harmful code, malware, or attempting unauthorized access to systems.

6. Intellectual Property

All content, trademarks, logos, methodologies, software, and materials made available through the Service are the property of Harken Zotive or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted, no part of the Service may be copied, modified, or distributed without prior written permission.

7. Third-Party Links and Services

The Service may contain links to third-party websites or reference third-party data sources. Harken Zotive does not endorse and is not responsible for the content, accuracy, or practices of any third party. Your use of third-party services is at your own risk and subject to their respective terms.

8. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of results. Harken Zotive does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Harken Zotive, its owners, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment losses, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Harken Zotive and its affiliates from any claims, damages, liabilities, and expenses arising out of your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

11. Termination

Harken Zotive reserves the right to suspend or terminate access to the Service, at its sole discretion and without prior notice, for conduct that violates these Terms or is otherwise harmful to other users, third parties, or the business interests of Harken Zotive.

12. Changes to the Service and Terms

Harken Zotive may modify, suspend, or discontinue any part of the Service at any time. These Terms may be updated periodically; continued use of the Service after changes take effect constitutes acceptance of the revised Terms. We recommend reviewing this page periodically.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Harken Zotive operates, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, subject to applicable mandatory consumer protection laws.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Contact

For questions regarding these Terms and Conditions, please reach out via the contact details provided on our Contact page.